Loan underwriting, rebuilt for credit unions.
CU Button brings AI-assisted decisioning, open banking and bank statement analysis into one cloud platform, so your lending team can decide faster, more consistently and with a complete audit trail.
Everything your lending team needs, from application to decision.
Built specifically for the credit union sector, CU Button replaces manual checks and scattered spreadsheets with one consistent, auditable process.
Digital underwriting
An automated, objective underwriting process tailored to credit union lending policy.
Centralised control
Dashboards, oversight and a standardised audit trail for every application, past and present.
Member engagement
A simple online journey that opens new channels and helps you understand your member base.
Insights & reporting
Data-driven analytics that reveal lending trends and new opportunities across your loan book.
Add the capabilities you need. All live today.
Each module plugs into the same platform and audit trail, so you can switch them on as your credit union is ready.
AI underwriting assistant
Summarises each application, highlights risks and anomalies, and drafts a recommendation for your credit committee. Your underwriters always make the final call.
Open banking (PSD2)
Members securely share their account data in a few clicks, giving you verified income and spending information without chasing paperwork.
Bank statement analysis
Upload PDF statements from major Irish financial institutions and CU Button extracts the transactions automatically, ready for review in minutes rather than hours.
Transaction categorisation
Every transaction is sorted into clear categories such as salary, rent, utilities, gambling and other lenders, so affordability is visible at a glance.
Financial support
Spot early signs of financial difficulty and give members the right support, helping you lend responsibly and meet your duty of care.
Cloud hosting
Fully managed, secure hosting with no servers for your team to maintain. Updates, backups and monitoring are handled for you.
From application to decision in three steps.
Member applies
The member completes a short online application and connects their bank via open banking or uploads statements.
CU Button analyses
Transactions are categorised, affordability is calculated against your policy, and the AI assistant prepares a summary.
Your team decides
Underwriters review everything in one place and record the decision, with the full trail saved automatically.
See CU Button with your own lending policy.
Book a 30-minute demo and we will show you how the platform and new modules would work for your credit union.